Nasution EJ. PSEUDO-CAML PERFORMANCE OF THE ASEAN-5’S INNOVATIVE BANKING USING THE PARALLELISM OF MARX, SCHUMPETER, AND CHRISTENSEN INNOVATION CONCEPTS. JTIMB [Internet]. 31 Mei 2020 [dikutip 23 April 2024];3(1):1-14. Tersedia pada: https://jurnal.unai.edu/index.php/jtimb/article/view/2301